Under the CARES Act, independent contractors, gig workers, and freelancers affected by the COVID-19 crisis are eligible to receive a government grant of $1,000. Businesses do not have to repay this money to the government.
Eligible businesses include sole proprietorships with or without employees, independent contractors, freelancers, and gig workers. Applicants must have been in business as of January 31, 2020. Business owners must apply using the COVID-19 Economic Injury Disaster Loan Application, which provides for the grant even if the loan is not granted. Grant money is only available until December 31, 2020, or until funding runs out, whichever comes first.