Collier Building Industry Association urges residents to beware scam contractors, offers guidance for rebuilding after Hurricanes Helene and Milton

10/17/2024

As Collier County begins to recover from the impact of Hurricane Milton, the Collier Building Industry Association is warning residents to be cautious of scammers posing as legitimate contractors, and it offers critical guidance on hiring reputable professionals for home repairs and rebuilding efforts.

“After storms like Hurricane Milton, unscrupulous contractors often show up to take advantage of homeowners,” said CBIA President Cali Clardy. “They may offer substandard work or, in some cases, disappear after receiving payment. To protect yourself, it’s essential to thoroughly research contractors before hiring.”

CBIA offers the following advice for residents as they assess home repairs and rebuilding needs, and hire professional contractors:

  1. Verify Licensing: Ask for proof of a current contractor’s license from Collier County or visit MyFloridaLicense.com to verify their credentials.
  2. Check Insurance: Request proof of general liability and workers’ compensation insurance. A reputable contractor should be able to provide this documentation. If possible, contact the contractor’s insurance carrier to request a copy of the certificate directly, though this may be difficult during disaster recovery periods.
  3. Require Permits and Inspections: Ensure all jobs are permitted and inspected. Check with local building departments to verify whether inspections are required and if any fees are currently waived.
  4. Check References: Always ask for and follow up on references. Reliable contractors should have a history of satisfied clients.
  5. Research Business Reputation: Visit the Better Business Bureau (BBB) to check for any unresolved complaints or poor business history.
  6. Verify Business Address: Ensure the contractor has a permanent, local business address, not just a temporary or out-of-state one.
  7. Compare Bids Thoroughly: If you receive multiple estimates, review each one carefully. Compare the scope of work, materials, labor, and warranties offered—not just the price.
  8. Understand the Contract: Ensure the contract clearly outlines the scope of work, payment schedule, timeline, and warranties for the work performed. Review it thoroughly before signing.
  9. Beware of Low Bids: Be cautious of bids that seem unusually low, as they may indicate corners being cut or inferior materials.
  10. Avoid Upfront or Cash-Only Payments: Reputable contractors won’t demand full payment upfront or use high-pressure tactics to secure a deal. Pay in stages as the work progresses.

By following these steps, homeowners can avoid falling victim to fraud or substandard repairs and ensure their homes are rebuilt safely and efficiently. For a complete list of vetted builders and subcontractors, visit www.cbia.net/member-directory or call (239) 436-6100.