Charlotte/Sarasota County, Fla., Dec. 29, 2020 – Start the new year off right by registering for the complimentary Trust and Investment Management seminars hosted by Charlotte State Bank & Trust Vice President Christine Hause and Portfolio Manager Gregory Thomas. The free educational sessions are being held as live seminars and online webinars.
“Our presentations, covering a wide range of important topics from a trust officer’s point of view, are designed to help individuals achieve their financial goals for themselves and their heirs,” said Hause.
Attendees may participate in person at the bank’s Murdock branch office, 1100 Tamiami Trail, Port Charlotte, or online via the Charlotte State Bank & Trust website (www.charlottestatebank.com). In-person capacity is limited to allow for social distancing. Masks are mandatory. Advance registration is required for the seminars or webinars, which last from 10-11:30 a.m. Following are the January sessions:
Tuesday, Jan. 5 – Avoiding Estate-Planning Mistakes, with Celebrity Examples: This seminar will explore the estate-planning mistakes made by a variety of celebrities whom we can learn from and apply to our personal plans. James Gandolfini, Aretha Franklin, and Robin Williams are a few of the estates explored.
Wednesday, Jan. 6 – Stocks, Bonds, and Exchange Traded Funds: Learn the best mix of assets to achieve your goals. The focus will be on low-cost ways to build an efficient portfolio to grow wealth with market-like returns. The prudent investment rule is discussed for tips you can apply to your portfolio.
Thursday, Jan. 7 – Estate Planning for Women: Education and empowerment of women allows them to make the best estate- and investment-planning decisions. The focus will be on the benefits of good planning, best practices, and common pitfalls to avoid.
Tuesday, Jan. 12 – Family Administering Your Estate Plan: This common practice of naming family or friends can cause family strife, long probates, extra expenses, and problematic estate administration during life and upon death. Tips will be shared to help you make a solid plan.
Wednesday, Jan. 13 – Annuities, REITs, and UITs – Problematic? Learn the truth about these instruments and why they can cost you money from expenses, lack of liquidity, and poor performance. It is very important to know the pros and cons of each of these so you can make the best decisions.
Thursday, Jan. 14 – Estate-Planning Basics: Review the basic elements of an estate plan: last will and testament, power of attorney, and healthcare directives; the benefits of each and the pitfalls to avoid. Review the role of the agent, including ways to protect yourself and your assets.
Tuesday, Jan. 19 – Out-of-State Wills, Trusts and POAs: Evaluate Florida guidelines and review problems out-of-state documents can cause when you are domiciled or own property in Florida. New and existing Floridians will learn what should be updated and why.
Wednesday, Jan. 20 – Bond Risk and How to Avoid It: Find the best use for bonds and how to add them safely to your portfolio. Knowing the risks can help you screen them to avoid market losses due to interest rate changes and low quality. Properly used, bonds can retain wealth; overused, they can cost you.
Thursday, Jan. 21 – Will Versus Trust: Ever wonder which plan is best for you? Do you want to know the pros and cons of each? This seminar will delve into the details of each document and how they are implemented, administered, and settled.
Tuesday, Jan. 26 – Value of Florida Residency and Homestead: Uncover the multifaceted benefits of becoming a Florida resident, including various tax advantages, creditor protection, and homestead benefits. This information is beneficial for any Florida real estate owner or those who plan to be.
Wednesday, Jan. 27 – Mutual Funds Versus Exchange Traded Funds: Questioning brokerage accounts with mutual funds is a good thing to do. Knowing the cost, risk, benchmarked performance, ratio of stocks to bonds, and cash held in mutual funds is crucial. Explore why exchange traded funds can be a far better option.
Thursday, Jan. 28 – IRAs and Your Estate Plan: Learn the risks of directing IRA assets straight to your beneficiaries and how to offer your IRA heirs creditor/spendthrift protection. Learn more about converting, rolling over, transferring IRAs and evaluate the three spousal IRA choices.
Registration is available at any branch office, online at www.charlottestatebank.com, via email at firstname.lastname@example.org, or by calling Brielle at 941-624-1943.